Yakubu, Joshua Nomshak, Kyenret Bulus, and Nenman Yusuf. 2025. “The Moderating Effect of Regulatory Framework on 4Ps of Innovation Strategies and Competitive Advantage of Insurance Companies in Nigeria”. Gusau International Journal of Management and Social Sciences 8 (1):31-44. https://doi.org/10.57233/gijmss.v8i1.3.